extreme activities

It's a good idea to think ahead about any unplanned holiday activities such as sports and be covered for all situations, dabbling in a bit of scuba-diving, bungee jumping, snowboarding or white water rafting will undoubtedly seem more tempting when you're travelling.

If you do plan on doing some extreme activities make sure you take out comprehensive travel insurance. Your insurance will need to cover any sports or activities you're undertaking, medical and repatriation costs and any equipment you're carrying.

If you have an accident and break your leg whilst you're abroad and you require treatment it could cost you as much as £2,000 if you get caught without adequate insurance in Europe. In the USA this can escalate to as much as £14,000 plus!

Before attempting any strenuous activity, ask yourself if you are fit enough for it? When planning your travels, try and train before you leave, whether it's skiing, swimming or even a mild trek. Throwing yourself into a week of energetic activity after months of studying or sitting behind a desk can be a recipe for disaster.

Here are some useful tips for when you're shopping around for your insurance:
Does your insurance policy cover all the activities you intend to try? Check any exclusion.

If you are taking equipment with you, is it covered in case it's lost, damaged or stolen? Is replacement rental covered?

If you do decide to do an activity on the spur of the moment, make sure the organisers offer comprehensive insurance, or contact your own insurer to arrange a top-up.

Check third party liability, especially if your are skiing, where you could easily injure someone else on the slopes.

Check for any age restrictions on your policy.

Check the details i.e. for diving, what depth are you covered up to? For skiing, can you go off-piste etc?

There are certain things to consider when looking for an insurance policy, click to find out more.

You can now book your travel insurance online through anothertravel.com who have teamed up with columbusdirect.com, one of the leading providers of online travel and holiday insurance.

To get a quote for adventure travel insurance simply click columbusdirect.com